Federal and Postal retirement planning and application preparation can be a complicated landscape to navigate. With all the conditions, special provisions, exceptions, exclusions and limits, it can be difficult just to understand what your benefits should be and when the optimal time to retire might be. Then there are considerations for life insurance, health insurance, medicare options, long term care, social security choices, and more. Your best option is to have a knowledgeable consultant on your side to help you through the process and take the confusion out of retirement planning.